terms of sale

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These Terms of Sale ("Terms") govern your purchase of features, products, or services ("Deliverables") from Token Capital ("Company," "we," "us," or "our") through www.tokencapital.ai  (the "Site"). By placing an order, you confirm that you are at least 18 years old or of legal age to form a binding contract, and you accept these Terms. If you order on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

You may not order Deliverables if you: (a) do not agree to these Terms, (b) are not of legal age to form a binding contract, or (c) are prohibited by law from accessing the Site or its Deliverables.

These Terms may be updated at our discretion without prior notice, effective as of the "Last Updated Date" on the Site. Your continued use of the Site after updates constitutes acceptance of the revised Terms. Review these Terms and our Privacy Policy before purchasing. These Terms complement our Website Terms of Use.

Your order is an offer to purchase Deliverables under these Terms. We may accept or reject orders at our discretion. Acceptance is confirmed via an email with your order number and details. We are not obligated to sell until acceptance.

• Pricing: Prices, discounts, and promotions may change without notice. The price charged is the one in effect when your order is placed, as shown in your order confirmation email. Price increases apply only to orders placed after changes. Taxes and additional charges will be added to your total and itemized in your cart and confirmation email. We strive for accurate pricing but may correct errors, inaccuracies, or omissions and cancel orders/refund payments if they occur.
• Promotions: Promotions may have separate terms that govern in case of conflict with these Terms.
• Payment: Payment terms are at our discretion. Unless otherwise agreed in writing, payment is due before order acceptance. We accept major credit cards via [Your Payment Processor]. You represent that: (i) your payment information is accurate and complete, (ii) you are authorized to use the payment method, (iii) you will not dispute charges, and (iv) you will pay all charges and applicable taxes at the posted prices.

• Orders are typically processed within 1-2 business days.
• Deliverables (e.g., newsletters, reports, courses) are delivered digitally unless otherwise specified in the order form. You will receive an email confirmation within one hour of ordering, including links to access Deliverables or instructions for accessing subscriber-only content.

• Refunds:
  • Single-use/one-time Deliverables: Refund requests must be made before delivery; no refunds are permitted after delivery.
  • Monthly Deliverables: Refund requests must be made within 10 days of billing; no refunds after this period.
  • Annual Deliverables: Refund requests must be made within 30 days of billing; no refunds after this period.
  • Lifetime Deliverables: Refund requests must be made within 10 days of billing; no refunds after this period.
  • To cancel or request a refund, follow instructions in your Site profile or contact support@tokencapital.ai.
• Automatic Renewal: Unless you cancel before the end of the current term, subscriptions renew automatically for the same duration, and your payment method will be charged at the then-current rate.
• Termination by Us: We may monitor activity and take actions (e.g., warnings, suspension, termination) for violations of these Terms. We may terminate subscriptions or access without notice. If you have not breached these Terms, we will refund the unused portion of fixed-term subscription fees upon termination. "Lifetime" subscriptions last for the life of the Deliverable. Contact support@tokencapital.ai.

Deliverables provide general, informational content not tailored to your specific financial situation, needs, or risk tolerance. They are not investment, tax, legal, or financial advice. You are responsible for conducting your own due diligence and consulting qualified professionals before making investment decisions. Opinions in Deliverables are current as of their publication date and may change. No guarantees are made regarding outcomes of investments referenced in Deliverables.

ALL DELIVERABLES ARE PROVIDED "AS IS" WITHOUT WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY INTELLECTUAL PROPERTY RIGHTS, WHETHER EXPRESS OR IMPLIED. Some jurisdictions may not allow certain warranty disclaimers, so the above may not apply fully. We are not liable for any breach of warranty claims or damages arising from a third party’s failure to honor warranty obligations.

To the fullest extent permitted by law, we are not liable for consequential, indirect, incidental, special, exemplary, punitive, or enhanced damages, lost profits, or diminution in value arising from or related to these Terms or Deliverables, regardless of foreseeability, notice of potential damages, or legal theory (contract, tort, or otherwise).

Our maximum liability and your exclusive remedy are limited to the amount you paid for the Deliverables. This limitation applies except for liability from our gross negligence, willful misconduct, or death/bodily injury caused by our acts or omissions, where prohibited by law.

You agree to purchase Deliverables for personal or household use only, not for resale or export, and only for use within the United States. Content in Deliverables ("Our Content") is owned or licensed by us. You may save or download one copy of Our Content for personal reference, provided you acknowledge us as the source. You may not reproduce, transmit, modify, or use Our Content for public or commercial purposes without our prior written consent. All property rights remain with us.

Our Privacy Policy governs the processing of personal data collected during your purchase of Deliverables.

We are not liable for delays or failures in performance due to events beyond our reasonable control, including acts of God, natural disasters, governmental actions, war, terrorism, civil unrest, labor disputes, or supply chain disruptions.

These Terms are governed by the laws of Maryland, excluding its conflict of law rules. The Site is operated from the United States.

You and the Company waive the right to litigate claims in court or before a jury, or to participate in class actions or representative actions. All disputes arising from or related to your purchase of Deliverables (whether in contract, tort, or otherwise) will be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, as modified by this section. The Federal Arbitration Act governs this provision.

The arbitrator has exclusive authority to resolve disputes about arbitrability or enforceability. Arbitrator awards are final, binding, and may be entered as judgments in court. You may pursue claims in small-claims court instead of arbitration if you notify us within 60 days of purchase. Arbitration or small-claims proceedings are limited to individual disputes.

You agree to individual arbitration; no class or consolidated claims are permitted. Challenges to this class arbitration waiver must be raised in court. If any part of this arbitration provision is unenforceable, the remaining terms remain in effect.

You may not assign or delegate your rights or obligations under these Terms without our prior written consent. Unauthorized assignments are void.

Our failure to enforce any provision does not waive future enforcement. Waivers are effective only if written and signed by our authorized representative.

These Terms confer no rights or remedies on anyone other than you and the Company.

• To You: Notices may be sent to your provided email address or posted on the Site, effective upon sending or posting. You are responsible for keeping your email current.
• To Us: Send notices to support@tokencapital.ai.

If any provision is invalid, illegal, or unenforceable, it will be severed, and the remaining provisions remain in effect.

These Terms, our order confirmation, Privacy Policy, Website Terms of Use, and any applicable license agreements constitute the complete agreement between you and us regarding the matters herein, superseding all prior agreements.